Freelance Rate Calculator
Calculate your exact hourly and day rate based on desired take-home pay, overhead, taxes, and non-billable time.
Open Tool →Fast, interconnected tools for freelancers, contractors & small businesses. Calculate. Quote. Invoice. Get paid. 100% on-device privacy.
Calculate your exact hourly and day rate based on desired take-home pay, overhead, taxes, and non-billable time.
Open Tool →Instantly convert any hourly wage to an annual, monthly, weekly, or daily salary with standard 40-hour work week modeling.
Open Tool →Compare take-home pay between an independent 1099 contractor and a W-2 salaried employee, factoring in FICA, benefits, and tax deductions.
Open Tool →Create professional, printable, and downloadable PDF invoices in seconds. 100% free, on-device, with zero signup required.
Open Tool →Build polished project quotes and proposals with milestone deliverables. Convert approved estimates into invoices with 1 click.
Open Tool →Calculate gross profit, gross profit margin, net profit margin, and markup percentage from your revenue and cost numbers.
Open Tool →Determine your selling price and dollar profit based on product/service cost and your target markup percentage.
Open Tool →Find your break-even point in units and sales revenue based on fixed costs, unit sale price, and variable unit cost.
Open Tool →Calculate late payment interest fees on overdue client invoices and generate copy-paste polite reminder emails.
Open Tool →Discover your true billable hours capacity per year after subtracting vacations, holidays, admin time, and client pitching.
Open Tool →Accurately estimate 2026 Schedule SE taxes (12.4% Social Security up to statutory wage cap + 2.9% Medicare) and your 50% above-the-line deduction.
Open Tool →Calculate your 4 quarterly estimated IRS tax payment vouchers for 2026 with safe harbor penalty protection rules.
Open Tool →Yes, all 12 US business tools on DoUrWork are 100% free with no account creation, credit card, or recurring subscription required.
Yes. All calculations, invoice generation, and PDF exports are performed entirely client-side in your browser. No financial numbers, client names, or rates are ever uploaded or stored on any server.
The tax calculators model tax year 2026, incorporating the official IRS Social Security wage base ($184,500), Medicare tax rates (2.9%), and Schedule SE deduction rules.